Car insurance
Comprehensive cover, an instant quote, and claims that actually move.
What's covered
Cover options
Choose the level of cover that suits you. Every quote sets out the detail, terms and excesses before you accept.
Comprehensive
Our widest cover — accident damage, theft, hijacking, fire and third-party liability all in one.
Third-party, fire & theft
Covers you if your car is stolen or damaged by fire, plus damage you cause to others.
Third-party only
The essentials — covers damage you cause to other people's property and vehicles.
Optional extras
Tailor your cover with add-ons
- Car hire while you're off the road
- 24/7 roadside assistance
- Windscreen and glass cover
- Credit shortfall on financed vehicles
Why FSInsure
Built for the way you live
Instant quotes
Get a personalised quote in minutes, online.
AI underwriting
Fair, real-time pricing for your risk profile.
Smart claims
Fast triage and clear tracking, end to end.
What you'll need
Have these details handy and your quote will only take a few minutes.
- Vehicle make, model and year
- Estimated value and finance status
- Main driver details and licence history
- Where the car is parked overnight
Frequently asked
How quickly can I get covered?
Most motor quotes are returned instantly by our AI underwriting engine, and you can activate cover online once payment is confirmed.
Do I need a tracking device?
It depends on the vehicle and your area. A tracker and other security features can reduce your risk profile and may improve your premium.
What is an excess?
The excess is the agreed amount you contribute towards a valid claim. Your quote will set out the applicable excesses before you accept.
Ready to cover your car?
Get an instant, personalised quote online and activate cover the same day.