Get covered in minutes
Digital insurance for your car, home, building and devices. Instant quotes, smart claims and 24/7 emergency assistance — all from one simple dashboard.
Your instant quote
Comprehensive cover
Estimated premium
From an instant quote
Cover that fits
One platform, every kind of cover
Pick the cover you need today and add more whenever life changes — all managed from a single account.
Car insurance
Cover your car against accidents, theft, fire and third-party loss.
Explore coverHome insurance
Contents and buildings cover for homeowners and tenants.
Explore coverGadget insurance
Phones, laptops, tablets and wearables — covered in and out of the home.
Explore coverBusiness insurance
Tailored cover for small and growing businesses. Launching soon.
Learn moreHow it works
AI underwriting, in three steps
We've replaced paperwork and waiting with an intelligent engine that prices your risk in real time.
Tell us what to cover
Answer a few quick questions about your car, home or device. No forms to print, no waiting on hold.
AI assesses your risk
Our underwriting engine evaluates your risk profile instantly and prices your cover fairly.
Activate your cover
Review your personalised quote, choose your options and you're covered — often within minutes.
Smart claims
Claims that actually move
When something goes wrong, the last thing you need is friction. Our triage engine assesses straightforward claims fast and keeps you informed at every step.
- Submit a claim from your dashboard with a few photos
- AI triage fast-tracks straightforward claims
- Complex claims routed to a human assessor
- Track every step in real time, end to end
Claim #CLM-2026
Windscreen damage
24/7 assistance
Help when it matters most
Stranded on the road, locked out, or facing a burst geyser? Request emergency assistance straight from your dashboard and we'll dispatch a vetted provider to you.
Roadside & tow
Security response
Home emergencies
24/7 dispatch
Trust & compliance
Insurance you can rely on
We're built on a regulated foundation — so the cover behind your policy is as solid as the experience in front of it.
FSP authorised
We operate as an authorised Financial Services Provider, with UMA and binder arrangements in place.
POPIA compliant
Your personal information is processed lawfully and transparently, with consent you control.
Reinsurance ready
Cover is backed by regulated underwriters and reinsurance partners for added security.
Backed by regulated underwriters & reinsurance partners
Loved by customers
Cover that feels effortless
“I had a quote for my car in under two minutes and activated cover the same evening. Genuinely the easiest insurance experience I've had.”
Thandeka M.
Johannesburg
“Cracked my laptop screen, logged the claim from my phone with a couple of photos, and it was sorted without a single phone call.”
Riaan V.
Cape Town
“The dashboard makes it clear exactly what I'm covered for. No jargon, no surprises — just cover that makes sense.”
Lerato K.
Pretoria
FAQ
Questions, answered
A few of the things people ask most. See the full list for everything else.
How does FSInsure work?
FSInsure is a fully digital insurer. You get an instant quote online, our AI underwriting engine assesses your risk, and you can activate cover in minutes — no paperwork, no call-centre queues.
What can I insure?
Today you can cover your car, home contents, building and everyday devices. Business insurance is on the way.
Is there a waiting period?
Cover generally starts once your policy is active and the first premium is confirmed. Specific terms are set out in your policy schedule.
Get covered in minutes
Get an instant quote online and activate cover the same day. No paperwork, no call-centre queues.